Insurance Banana Skins Survey


We are proud to present the results from our biennial survey:Insurance Banana Skins, which examines risks facing the industry, and includes insights from over 660 insurers, regulators and close observers of the industry across 54 countries. This survey has been produced with the Centre for the Study of Financial Innovation (CSFI) and is aimed at senior executives in the insurance industry.

The survey includes the opinion of Belgian insurers and their view of the market. The top concerns of Belgian respondents broadly matched those of the rest of the world: they saw a difficult market with low yields, an uncertain economic outlook, and an increasingly burdensome regulatory environment. Read more


  • Regulation is once again the number one risk
  • Fragile economic environment and subdued investment performance also remain high on the list of concerns
  • Guaranteed products  
  • There’s a risk that by solely focusing on short-term issues insurers could miss the even more far-reaching threats and opportunities coming up over the horizon

Top 5 Belgian risks:

  1. Guaranteed products (global position 6)
  2. Investment performance (same position as global)
  3. Macroeconomic environment (same position as global)
  4. Regulation (global number 1)
  5. Capital availability (global position 16)